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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,899 | $171,867+91.4% | $149,721+119.7% | $147,586+122.9% |
| Participation rate | 94.7% | 88.2%+6.5pp | 87.1%+7.7pp | 82.8%+11.9pp |
| Annual return | 18.58% | 2113.36%-2094.8pp | 1501.67%-1483.1pp | 578.59%-560.0pp |
| Employer contribution / active EE | $19,259 | $6,275+206.9% | $5,444+253.8% | $4,876+294.9% |
| Participant deferral / active EE | $11,365 | $7,270+56.3% | $6,568+73.0% | $5,439+109.0% |
| Admin fee / account holder | $4,488 | $13,799-67.5% | $11,282-60.2% | $10,886-58.8% |