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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,835 | $125,190-57.0% | $105,624-49.0% | $145,897-63.1% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 4.91% | 225.22%-220.3pp | 116.20%-111.3pp | 552.29%-547.4pp |
| Employer contribution / active EE | $6,265 | $3,720+68.4% | $3,168+97.8% | $4,663+34.4% |
| Participant deferral / active EE | $2,942 | $5,716-48.5% | $5,013-41.3% | $6,689-56.0% |
| Admin fee / account holder | $1,061 | $17,138-93.8% | $10,961-90.3% | $13,390-92.1% |