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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,638 | $132,634-51.3% | $115,768-44.2% | $137,256-52.9% |
| Participation rate | 95.8% | 77.9%+18.0pp | 74.4%+21.4pp | 80.0%+15.9pp |
| Annual return | 14.48% | 160.70%-146.2pp | 100.46%-86.0pp | 220.34%-205.9pp |
| Employer contribution / active EE | $5,738 | $3,360+70.8% | $2,940+95.2% | $4,156+38.1% |
| Participant deferral / active EE | $2,643 | $5,619-53.0% | $4,917-46.2% | $6,407-58.7% |
| Admin fee / account holder | $1,499 | $15,028-90.0% | $12,439-88.0% | $12,270-87.8% |