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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,280 | $72,403-76.1% | $67,524-74.4% | $145,978-88.2% |
| Participation rate | 83.3% | 76.9%+6.5pp | 72.9%+10.4pp | 80.3%+3.0pp |
| Annual return | 12.54% | 7197.23%-7184.7pp | 3519.41%-3506.9pp | 550.52%-538.0pp |
| Employer contribution / active EE | $1,840 | $3,072-40.1% | $2,734-32.7% | $4,662-60.5% |
| Participant deferral / active EE | $3,797 | $4,782-20.6% | $4,001-5.1% | $6,690-43.2% |
| Admin fee / account holder | $894 | $5,541-83.9% | $4,001-77.7% | $13,400-93.3% |