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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,879 | $106,864-2.8% | $147,318-29.5% | $82,637+25.7% |
| Participation rate | 87.2% | 75.5%+11.7pp | 82.1%+5.2pp | 68.1%+19.2pp |
| Annual return | 13.55% | 27.49%-13.9pp | 70.43%-56.9pp | 53.51%-40.0pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,512 | $6,496-45.9% | $7,906-55.6% | $4,126-14.9% |
| Admin fee / account holder | $12,440 | $8,415+47.8% | $13,708-9.3% | $7,339+69.5% |