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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,229 | $110,307-49.9% | $96,576-42.8% | $139,456-60.4% |
| Participation rate | 33.3% | 78.1%-44.8pp | 76.0%-42.6pp | 80.3%-47.0pp |
| Annual return | 26.16% | 26.40%-0.2pp | 25.87%+0.3pp | 373.45%-347.3pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $2,032 | $5,547-63.4% | $4,851-58.1% | $6,711-69.7% |
| Admin fee / account holder | $19,782 | $11,597+70.6% | $8,253+139.7% | $11,407+73.4% |