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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,694 | $72,272-67.2% | $101,264-76.6% | $79,858-70.3% |
| Participation rate | 67.9% | 68.5%-0.6pp | 75.8%-7.9pp | 69.6%-1.8pp |
| Annual return | 14.77% | 22.30%-7.5pp | 46.48%-31.7pp | 31.72%-16.9pp |
| Employer contribution / active EE | $1,963 | $2,692-27.1% | $3,660-46.4% | $2,471-20.6% |
| Participant deferral / active EE | $3,465 | $3,282+5.6% | $4,370-20.7% | $3,740-7.4% |
| Admin fee / account holder | $2,535 | $4,401-42.4% | $5,947-57.4% | $5,306-52.2% |