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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,848 | $100,139-1.3% | $85,187+16.0% | $145,884-32.2% |
| Participation rate | 76.5% | 74.1%+2.4pp | 67.5%+8.9pp | 80.3%-3.8pp |
| Annual return | 6.65% | 84.15%-77.5pp | 66.67%-60.0pp | 551.85%-545.2pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,560 | $5,296+80.5% | $4,525+111.3% | $6,690+42.9% |
| Admin fee / account holder | $26,823 | $7,262+269.4% | $6,162+335.3% | $13,392+100.3% |