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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,450 | $114,130+17.8% | $96,192+39.8% | $167,553-19.8% |
| Participation rate | 73.3% | 75.1%-1.7pp | 68.4%+4.9pp | 82.1%-8.8pp |
| Annual return | 70.46% | 190.07%-119.6pp | 192.09%-121.6pp | 478.89%-408.4pp |
| Employer contribution / active EE | $0 | $3,431-100.0% | $2,799-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $8,314 | $5,198+59.9% | $4,351+91.1% | $6,343+31.1% |
| Admin fee / account holder | $13,024 | $6,901+88.7% | $5,539+135.1% | $12,316+5.7% |