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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,238 | $118,496-35.7% | $98,461-22.6% | $139,466-45.3% |
| Participation rate | 72.7% | 77.5%-4.7pp | 75.2%-2.4pp | 80.3%-7.6pp |
| Annual return | 15.16% | 18.96%-3.8pp | 21.17%-6.0pp | 373.66%-358.5pp |
| Employer contribution / active EE | $747 | $3,611-79.3% | $3,049-75.5% | $4,754-84.3% |
| Participant deferral / active EE | $2,690 | $5,393-50.1% | $4,738-43.2% | $6,712-59.9% |
| Admin fee / account holder | $1,193 | $14,056-91.5% | $8,961-86.7% | $11,409-89.5% |