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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,077 | $68,412-37.0% | $94,679-54.5% | $75,181-42.7% |
| Participation rate | 37.1% | 76.1%-38.9pp | 80.8%-43.7pp | 67.2%-30.1pp |
| Annual return | 17.30% | 616.91%-599.6pp | 156.75%-139.5pp | 160.69%-143.4pp |
| Employer contribution / active EE | $0 | $2,701-100.0% | $3,673-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,887 | $6,537-55.8% | $7,417-61.1% | $4,126-30.0% |
| Admin fee / account holder | $5,868 | $5,326+10.2% | $7,233-18.9% | $5,650+3.9% |