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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,683 | $180,462-22.0% | $154,111-8.7% | $135,379+3.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.06% | 888.17%-892.2pp | 735.18%-739.2pp | 519.79%-523.8pp |
| Employer contribution / active EE | $2,911 | $6,036-51.8% | $5,298-45.0% | $4,779-39.1% |
| Participant deferral / active EE | $6,496 | $5,806+11.9% | $5,081+27.9% | $5,609+15.8% |
| Admin fee / account holder | $46,238 | $16,145+186.4% | $13,411+244.8% | $10,828+327.0% |