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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,826 | $198,457-7.4% | $170,435+7.9% | $147,586+24.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.74% | 257.30%-243.6pp | 205.94%-192.2pp | 578.59%-564.9pp |
| Employer contribution / active EE | $12,334 | $6,183+99.5% | $5,432+127.1% | $4,876+152.9% |
| Participant deferral / active EE | $7,656 | $5,629+36.0% | $4,939+55.0% | $5,439+40.8% |
| Admin fee / account holder | $10,102 | $16,852-40.1% | $13,881-27.2% | $10,886-7.2% |