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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,062 | $138,075-55.1% | $123,552-49.8% | $135,379-54.2% |
| Participation rate | 64.7% | 84.7%-20.0pp | 82.3%-17.6pp | 82.6%-17.9pp |
| Annual return | -7.56% | 153.70%-161.3pp | 119.20%-126.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $1,866 | $5,152-63.8% | $4,628-59.7% | $4,779-61.0% |
| Participant deferral / active EE | $4,695 | $6,800-31.0% | $6,426-26.9% | $5,609-16.3% |
| Admin fee / account holder | $6,062 | $10,917-44.5% | $9,285-34.7% | $10,828-44.0% |