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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,078 | $106,864-46.6% | $147,318-61.3% | $82,637-30.9% |
| Participation rate | 76.7% | 75.5%+1.2pp | 82.1%-5.4pp | 68.1%+8.6pp |
| Annual return | 13.13% | 27.49%-14.4pp | 70.43%-57.3pp | 53.51%-40.4pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $3,239 | $6,496-50.1% | $7,906-59.0% | $4,126-21.5% |
| Admin fee / account holder | $351 | $8,415-95.8% | $13,708-97.4% | $7,339-95.2% |