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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,449 | $82,674-58.3% | $125,381-72.5% | $68,486-49.7% |
| Participation rate | 74.1% | 75.1%-1.0pp | 82.4%-8.3pp | 67.9%+6.2pp |
| Annual return | -24.63% | -5.97%-18.7pp | 572.31%-596.9pp | -7.85%-16.8pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,790 | $6,111-38.0% | $7,448-49.1% | $4,028-5.9% |
| Admin fee / account holder | $1,242 | $6,277-80.2% | $10,007-87.6% | $5,404-77.0% |