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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,078 | $106,749-46.5% | $145,433-60.8% | $82,448-30.8% |
| Participation rate | 76.7% | 75.6%+1.0pp | 82.1%-5.5pp | 68.1%+8.6pp |
| Annual return | 13.13% | 27.59%-14.5pp | 66.58%-53.4pp | 41.64%-28.5pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,239 | $6,519-50.3% | $7,897-59.0% | $4,139-21.8% |
| Admin fee / account holder | $351 | $8,390-95.8% | $13,129-97.3% | $7,234-95.1% |