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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,840 | $110,551-93.8% | $80,741-91.5% | $167,518-95.9% |
| Participation rate | 35.7% | 64.0%-28.2pp | 54.2%-18.4pp | 82.1%-46.4pp |
| Annual return | 72.80% | 120.57%-47.8pp | 87.30%-14.5pp | 478.71%-405.9pp |
| Employer contribution / active EE | $147 | $1,543-90.5% | $1,160-87.3% | $4,838-97.0% |
| Participant deferral / active EE | $752 | $2,870-73.8% | $2,145-64.9% | $6,342-88.1% |
| Admin fee / account holder | $700 | $4,547-84.6% | $3,380-79.3% | $12,312-94.3% |