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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,556 | $175,259+32.1% | $149,723+54.7% | $139,487+66.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.36% | 166.82%-146.5pp | 134.50%-114.1pp | 373.84%-353.5pp |
| Employer contribution / active EE | $3,511 | $5,478-35.9% | $4,821-27.2% | $4,755-26.2% |
| Participant deferral / active EE | $9,126 | $6,522+39.9% | $5,682+60.6% | $6,713+35.9% |
| Admin fee / account holder | $3,048 | $16,158-81.1% | $13,215-76.9% | $11,407-73.3% |