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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,826 | $167,353-0.9% | $143,797+15.3% | $134,545+23.2% |
| Participation rate | 44.4% | 84.8%-40.4pp | 80.3%-35.9pp | 81.2%-36.8pp |
| Annual return | -16.42% | 0.48%-16.9pp | -0.04%-16.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $1,149 | $5,620-79.6% | $4,952-76.8% | $4,742-75.8% |
| Participant deferral / active EE | $3,956 | $6,447-38.6% | $5,638-29.8% | $6,401-38.2% |
| Admin fee / account holder | $2,811 | $18,096-84.5% | $14,679-80.8% | $11,431-75.4% |