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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,909 | $135,956-54.5% | $123,894-50.0% | $273,972-77.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 38.30% | 56.63%-18.3pp | 47.52%-9.2pp | 41.46%-3.2pp |
| Employer contribution / active EE | $1,500 | $5,170-71.0% | $4,617-67.5% | $4,869-69.2% |
| Participant deferral / active EE | $3,489 | $6,343-45.0% | $5,984-41.7% | $5,287-34.0% |
| Admin fee / account holder | $810 | $9,817-91.7% | $8,357-90.3% | $10,133-92.0% |