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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,693 | $138,075-57.5% | $123,552-52.5% | $135,379-56.6% |
| Participation rate | 30.4% | 84.7%-54.3pp | 82.3%-51.9pp | 82.6%-52.2pp |
| Annual return | -0.92% | 153.70%-154.6pp | 119.20%-120.1pp | 519.79%-520.7pp |
| Employer contribution / active EE | $1,211 | $5,152-76.5% | $4,628-73.8% | $4,779-74.7% |
| Participant deferral / active EE | $3,472 | $6,800-48.9% | $6,426-46.0% | $5,609-38.1% |
| Admin fee / account holder | $542 | $10,917-95.0% | $9,285-94.2% | $10,828-95.0% |