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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,615 | $157,296-13.1% | $141,191-3.2% | $152,897-10.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 82.5%-4.7pp | 82.5%-4.7pp |
| Annual return | 24.55% | 64.34%-39.8pp | 71.41%-46.9pp | 345.43%-320.9pp |
| Employer contribution / active EE | $3,435 | $5,262-34.7% | $4,736-27.5% | $4,764-27.9% |
| Participant deferral / active EE | $10,225 | $7,111+43.8% | $6,710+52.4% | $5,851+74.7% |
| Admin fee / account holder | $11,516 | $12,125-5.0% | $10,264+12.2% | $11,599-0.7% |