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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,887 | $55,713+97.2% | $75,901+44.8% | $72,975+50.6% |
| Participation rate | 80.8% | 61.1%+19.6pp | 69.3%+11.5pp | 69.5%+11.3pp |
| Annual return | 29.68% | 27.60%+2.1pp | 30.76%-1.1pp | 81.01%-51.3pp |
| Employer contribution / active EE | $1,440 | $1,687-14.7% | $2,501-42.4% | $2,440-41.0% |
| Participant deferral / active EE | $5,841 | $2,634+121.8% | $3,603+62.1% | $3,608+61.9% |
| Admin fee / account holder | $13,933 | $3,980+250.0% | $5,420+157.1% | $5,124+171.9% |