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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,416 | $138,102+88.6% | $125,381+107.7% | $134,532+93.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.52% | 750.73%-765.2pp | 572.31%-586.8pp | 418.27%-432.8pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $5,168 | $7,801-33.7% | $7,448-30.6% | $6,401-19.3% |
| Admin fee / account holder | $2,194 | $11,568-81.0% | $10,007-78.1% | $11,429-80.8% |