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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,637 | $138,075+30.8% | $123,552+46.2% | $135,379+33.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.90% | 153.70%-158.6pp | 119.20%-124.1pp | 519.79%-524.7pp |
| Employer contribution / active EE | $4,171 | $5,152-19.0% | $4,628-9.9% | $4,779-12.7% |
| Participant deferral / active EE | $4,012 | $6,800-41.0% | $6,426-37.6% | $5,609-28.5% |
| Admin fee / account holder | $13,848 | $10,917+26.9% | $9,285+49.2% | $10,828+27.9% |