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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,740 | $135,956+31.5% | $123,894+44.3% | $273,972-34.8% |
| Participation rate | 92.9% | 84.1%+8.8pp | 81.4%+11.4pp | 83.0%+9.8pp |
| Annual return | 5.68% | 56.63%-51.0pp | 47.52%-41.8pp | 41.46%-35.8pp |
| Employer contribution / active EE | $5,309 | $5,170+2.7% | $4,617+15.0% | $4,869+9.0% |
| Participant deferral / active EE | $6,130 | $6,343-3.4% | $5,984+2.4% | $5,287+15.9% |
| Admin fee / account holder | $474 | $9,817-95.2% | $8,357-94.3% | $10,133-95.3% |