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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,554 | $106,247-9.1% | $96,5150% | $139,466-30.8% |
| Participation rate | 78.6% | 77.8%+0.7pp | 74.3%+4.2pp | 80.3%-1.8pp |
| Annual return | 17.50% | 38.47%-21.0pp | 35.73%-18.2pp | 373.66%-356.2pp |
| Employer contribution / active EE | $6,301 | $4,106+53.5% | $3,740+68.5% | $4,754+32.5% |
| Participant deferral / active EE | $4,712 | $5,456-13.6% | $4,880-3.4% | $6,712-29.8% |
| Admin fee / account holder | $3,626 | $7,885-54.0% | $6,735-46.2% | $11,409-68.2% |