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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,707 | $133,981-54.7% | $112,249-45.9% | $134,532-54.9% |
| Participation rate | 93.8% | 78.6%+15.2pp | 75.1%+18.7pp | 81.2%+12.5pp |
| Annual return | -19.47% | 47.16%-66.6pp | 27.48%-46.9pp | 418.27%-437.7pp |
| Employer contribution / active EE | $5,226 | $4,040+29.4% | $3,636+43.7% | $4,741+10.2% |
| Participant deferral / active EE | $6,161 | $5,292+16.4% | $4,729+30.3% | $6,401-3.7% |
| Admin fee / account holder | $1,268 | $7,492-83.1% | $6,412-80.2% | $11,429-88.9% |