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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,788 | $111,535+23.5% | $105,223+30.9% | $137,256+0.4% |
| Participation rate | 84.6% | 78.1%+6.5pp | 75.0%+9.6pp | 80.0%+4.7pp |
| Annual return | 17.97% | 237.85%-219.9pp | 180.65%-162.7pp | 220.34%-202.4pp |
| Employer contribution / active EE | $10,924 | $3,939+177.3% | $3,689+196.2% | $4,156+162.8% |
| Participant deferral / active EE | $8,904 | $5,500+61.9% | $5,072+75.6% | $6,407+39.0% |
| Admin fee / account holder | $787 | $9,721-91.9% | $8,859-91.1% | $12,270-93.6% |