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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,165 | $135,639-9.2% | $110,241+11.7% | $135,382-9.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.11% | 513.21%-518.3pp | 314.75%-319.9pp | 519.77%-524.9pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,269 | $5,507-22.5% | $4,672-8.6% | $5,609-23.9% |
| Admin fee / account holder | $31,211 | $11,457+172.4% | $8,548+265.1% | $10,829+188.2% |