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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,382 | $77,574+20.4% | $108,753-14.1% | $86,983+7.4% |
| Participation rate | 65.1% | 62.3%+2.8pp | 71.1%-6.0pp | 69.5%-4.4pp |
| Annual return | 17.12% | 18.42%-1.3pp | 37.47%-20.4pp | 25.83%-8.7pp |
| Employer contribution / active EE | $3,531 | $1,611+119.3% | $2,427+45.5% | $2,584+36.6% |
| Participant deferral / active EE | $2,947 | $3,128-5.8% | $4,115-28.4% | $4,194-29.7% |
| Admin fee / account holder | $7,725 | $6,529+18.3% | $10,320-25.1% | $7,856-1.7% |