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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,132 | $65,566+10.0% | $86,235-16.4% | $75,177-4.1% |
| Participation rate | 65.9% | 60.5%+5.4pp | 69.0%-3.0pp | 67.2%-1.3pp |
| Annual return | 17.07% | 46.07%-29.0pp | 1170.03%-1153.0pp | 160.75%-143.7pp |
| Employer contribution / active EE | $3,077 | $1,553+98.1% | $2,381+29.2% | $2,671+15.2% |
| Participant deferral / active EE | $2,432 | $3,023-19.5% | $3,987-39.0% | $4,126-41.1% |
| Admin fee / account holder | $1,421 | $5,470-74.0% | $6,856-79.3% | $5,651-74.8% |