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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,382 | $73,787+26.6% | $98,716-5.4% | $82,448+13.3% |
| Participation rate | 65.1% | 61.4%+3.7pp | 69.3%-4.2pp | 68.1%-3.0pp |
| Annual return | 17.12% | 18.57%-1.4pp | 31.81%-14.7pp | 41.64%-24.5pp |
| Employer contribution / active EE | $3,531 | $1,511+133.7% | $2,279+55.0% | $2,551+38.4% |
| Participant deferral / active EE | $2,947 | $3,081-4.4% | $4,048-27.2% | $4,139-28.8% |
| Admin fee / account holder | $7,725 | $6,500+18.8% | $8,703-11.2% | $7,234+6.8% |