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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,144 | $118,708-34.2% | $98,920-21.0% | $158,966-50.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 17.77% | 372.49%-354.7pp | 196.47%-178.7pp | 302.95%-285.2pp |
| Employer contribution / active EE | $6,394 | $3,334+91.8% | $2,689+137.7% | $4,762+34.3% |
| Participant deferral / active EE | $7,249 | $5,089+42.4% | $4,245+70.8% | $5,983+21.2% |
| Admin fee / account holder | $1,022 | $10,134-89.9% | $6,643-84.6% | $11,250-90.9% |