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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,144 | $118,695-34.2% | $98,916-21.0% | $158,950-50.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 17.77% | 372.39%-354.6pp | 196.45%-178.7pp | 302.91%-285.1pp |
| Employer contribution / active EE | $6,394 | $3,333+91.8% | $2,689+137.8% | $4,762+34.3% |
| Participant deferral / active EE | $7,249 | $5,088+42.5% | $4,245+70.8% | $5,983+21.2% |
| Admin fee / account holder | $1,022 | $10,132-89.9% | $6,642-84.6% | $11,248-90.9% |