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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,382 | $99,079-69.3% | $78,002-61.0% | $273,972-88.9% |
| Participation rate | 53.8% | 78.6%-24.7pp | 75.5%-21.7pp | 83.0%-29.2pp |
| Annual return | 5.73% | 217.93%-212.2pp | 425.99%-420.3pp | 41.46%-35.7pp |
| Employer contribution / active EE | $4,615 | $3,308+39.5% | $2,470+86.8% | $4,869-5.2% |
| Participant deferral / active EE | $1,240 | $4,306-71.2% | $3,497-64.5% | $5,287-76.5% |
| Admin fee / account holder | $0 | $8,954-100.0% | $5,481-100.0% | $10,133-100.0% |