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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,354 | $78,707+27.5% | $117,861-14.9% | $70,126+43.1% |
| Participation rate | 62.5% | 73.2%-10.7pp | 79.7%-17.2pp | 69.5%-7.0pp |
| Annual return | 15.41% | 23.30%-7.9pp | 335.11%-319.7pp | 73.15%-57.7pp |
| Employer contribution / active EE | $1,997 | $2,223-10.2% | $3,786-47.3% | $2,343-14.7% |
| Participant deferral / active EE | $3,958 | $3,297+20.0% | $4,482-11.7% | $3,332+18.8% |
| Admin fee / account holder | $14,517 | $5,066+186.6% | $8,021+81.0% | $4,645+212.5% |