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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,569 | $69,977+29.4% | $108,582-16.6% | $62,881+44.0% |
| Participation rate | 67.9% | 72.9%-5.0pp | 79.6%-11.7pp | 69.3%-1.4pp |
| Annual return | 9.04% | 10.73%-1.7pp | -51.70%+60.7pp | 20.14%-11.1pp |
| Employer contribution / active EE | $2,211 | $2,135+3.6% | $3,758-41.2% | $2,281-3.1% |
| Participant deferral / active EE | $4,550 | $3,165+43.8% | $4,311+5.5% | $3,203+42.1% |
| Admin fee / account holder | $1,004 | $5,076-80.2% | $7,645-86.9% | $4,296-76.6% |