Filed March 7, 2019
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,446 | $52,519+22.7% | $155,789-58.6% | $59,633+8.1% |
| Participation rate | 30.5% | 61.7%-31.2pp | 76.1%-45.6pp | 68.7%-38.2pp |
| Annual return | 0.59% | 53.51%-52.9pp | 71.54%-70.9pp | 2041.45%-2040.9pp |
| Employer contribution / active EE | $150 | $1,589-90.6% | $3,839-96.1% | $2,203-93.2% |
| Participant deferral / active EE | $2,038 | $3,084-33.9% | $4,798-57.5% | $3,192-36.1% |
| Admin fee / account holder | $2,980 | $3,540-15.8% | $7,477-60.1% | $4,297-30.6% |