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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,117 | $115,796+4.6% | $101,264+19.6% | $158,950-23.8% |
| Participation rate | 84.6% | 79.4%+5.2pp | 75.8%+8.8pp | 82.0%+2.7pp |
| Annual return | 14.09% | 56.15%-42.1pp | 46.48%-32.4pp | 302.91%-288.8pp |
| Employer contribution / active EE | $2,935 | $4,175-29.7% | $3,660-19.8% | $4,762-38.4% |
| Participant deferral / active EE | $4,090 | $4,958-17.5% | $4,370-6.4% | $5,983-31.6% |
| Admin fee / account holder | $13,863 | $7,247+91.3% | $5,947+133.1% | $11,248+23.2% |