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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,643 | $60,349-42.6% | $74,184-53.3% | $62,881-44.9% |
| Participation rate | 69.2% | 72.7%-3.5pp | 76.6%-7.4pp | 69.3%-0.1pp |
| Annual return | 6.67% | 21.38%-14.7pp | 17.74%-11.1pp | 20.14%-13.5pp |
| Employer contribution / active EE | $1,472 | $1,680-12.4% | $2,370-37.9% | $2,281-35.5% |
| Participant deferral / active EE | $3,384 | $2,856+18.5% | $3,550-4.7% | $3,203+5.7% |
| Admin fee / account holder | $12,841 | $4,261+201.4% | $5,586+129.9% | $4,296+198.9% |