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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,881 | $160,028+39.9% | $147,080+52.2% | $145,884+53.5% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 11.13% | 98.60%-87.5pp | 420.17%-409.0pp | 551.85%-540.7pp |
| Employer contribution / active EE | $0 | $5,286-100.0% | $4,933-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $7,219 | $8,422-14.3% | $8,066-10.5% | $6,690+7.9% |
| Admin fee / account holder | $6,785 | $15,030-54.9% | $12,989-47.8% | $13,392-49.3% |