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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,181 | $82,678+110.7% | $125,391+38.9% | $68,490+154.3% |
| Participation rate | 84.0% | 75.1%+8.9pp | 82.4%+1.6pp | 67.9%+16.1pp |
| Annual return | -14.03% | -5.97%-8.1pp | 572.41%-586.4pp | -7.85%-6.2pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,816-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $7,392 | $6,111+21.0% | $7,448-0.8% | $4,028+83.5% |
| Admin fee / account holder | $9,391 | $6,277+49.6% | $10,009-6.2% | $5,403+73.8% |