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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,401 | $102,635+411.9% | $86,209+509.5% | $139,456+276.8% |
| Participation rate | 20.0% | 74.5%-54.5pp | 69.0%-49.0pp | 80.3%-60.3pp |
| Annual return | 15.93% | 1923.53%-1907.6pp | 1169.05%-1153.1pp | 373.45%-357.5pp |
| Employer contribution / active EE | $15,400 | $3,034+407.6% | $2,381+546.7% | $4,753+224.0% |
| Participant deferral / active EE | $5,200 | $4,677+11.2% | $3,986+30.5% | $6,711-22.5% |
| Admin fee / account holder | $125 | $8,661-98.6% | $6,853-98.2% | $11,407-98.9% |