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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,683 | $115,903-33.8% | $100,528-23.7% | $158,966-51.8% |
| Participation rate | 78.6% | 81.6%-3.0pp | 79.4%-0.8pp | 82.0%-3.4pp |
| Annual return | 16.19% | 34.80%-18.6pp | 30.90%-14.7pp | 302.95%-286.8pp |
| Employer contribution / active EE | $2,916 | $4,105-29.0% | $3,419-14.7% | $4,762-38.8% |
| Participant deferral / active EE | $5,239 | $6,677-21.5% | $6,271-16.5% | $5,983-12.4% |
| Admin fee / account holder | $4,243 | $11,000-61.4% | $8,084-47.5% | $11,250-62.3% |