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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,101 | $105,856-59.3% | $90,161-52.2% | $147,586-70.8% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 18.58% | 37.63%-19.1pp | 34.89%-16.3pp | 578.59%-560.0pp |
| Employer contribution / active EE | $1,994 | $4,126-51.7% | $3,318-39.9% | $4,876-59.1% |
| Participant deferral / active EE | $3,049 | $5,733-46.8% | $5,287-42.3% | $5,439-43.9% |
| Admin fee / account holder | $324 | $8,046-96.0% | $5,943-94.6% | $10,886-97.0% |