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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,090 | $176,105+18.7% | $159,474+31.1% | $167,536+24.8% |
| Participation rate | 87.5% | 85.0%+2.5pp | 82.8%+4.7pp | 82.1%+5.4pp |
| Annual return | 15.62% | 331.91%-316.3pp | 263.68%-248.1pp | 478.82%-463.2pp |
| Employer contribution / active EE | $2,712 | $5,299-48.8% | $4,831-43.9% | $4,839-44.0% |
| Participant deferral / active EE | $10,367 | $7,751+33.7% | $7,353+41.0% | $6,342+63.5% |
| Admin fee / account holder | $508 | $12,559-96.0% | $10,802-95.3% | $12,315-95.9% |