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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,029 | $52,306-21.6% | $69,779-41.2% | $62,881-34.8% |
| Participation rate | 67.4% | 67.2%+0.2pp | 71.8%-4.4pp | 69.3%-1.9pp |
| Annual return | 35.02% | 13.35%+21.7pp | 12.99%+22.0pp | 20.14%+14.9pp |
| Employer contribution / active EE | $1,657 | $1,799-7.9% | $2,338-29.1% | $2,281-27.4% |
| Participant deferral / active EE | $3,358 | $2,395+40.2% | $2,931+14.6% | $3,203+4.8% |
| Admin fee / account holder | $171 | $3,691-95.4% | $4,381-96.1% | $4,296-96.0% |