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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,080 | $169,237-78.1% | $129,339-71.3% | $145,978-74.6% |
| Participation rate | 80.0% | 76.5%+3.5pp | 69.6%+10.4pp | 80.3%-0.3pp |
| Annual return | 17.30% | 14364.43%-14347.1pp | 9437.05%-9419.8pp | 550.52%-533.2pp |
| Employer contribution / active EE | $6,108 | $5,540+10.2% | $4,154+47.0% | $4,662+31.0% |
| Participant deferral / active EE | $3,770 | $4,991-24.5% | $4,170-9.6% | $6,690-43.6% |
| Admin fee / account holder | $763 | $9,882-92.3% | $7,668-90.0% | $13,400-94.3% |