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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,389 | $73,787+59.1% | $98,716+18.9% | $82,448+42.4% |
| Participation rate | 97.0% | 61.4%+35.6pp | 69.3%+27.7pp | 68.1%+28.9pp |
| Annual return | 16.65% | 18.57%-1.9pp | 31.81%-15.2pp | 41.64%-25.0pp |
| Employer contribution / active EE | $3,213 | $1,511+112.6% | $2,279+41.0% | $2,551+25.9% |
| Participant deferral / active EE | $8,368 | $3,081+171.6% | $4,048+106.7% | $4,139+102.2% |
| Admin fee / account holder | $7,161 | $6,500+10.2% | $8,703-17.7% | $7,234-1.0% |