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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,109 | $71,230+53.2% | $93,727+16.4% | $80,959+34.8% |
| Participation rate | 93.3% | 60.4%+32.9pp | 68.7%+24.6pp | 67.7%+25.7pp |
| Annual return | 16.04% | 11.26%+4.8pp | 133.83%-117.8pp | 35.67%-19.6pp |
| Employer contribution / active EE | $2,000 | $1,565+27.8% | $2,421-17.4% | $2,757-27.5% |
| Participant deferral / active EE | $8,635 | $4,037+113.9% | $4,417+95.5% | $4,300+100.8% |
| Admin fee / account holder | $23,159 | $6,961+232.7% | $8,292+179.3% | $6,925+234.4% |