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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,936 | $226,090-40.8% | $182,531-26.6% | $152,885-12.4% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 1.20% | 192.57%-191.4pp | 148.57%-147.4pp | 345.39%-344.2pp |
| Employer contribution / active EE | $8,000 | $4,978+60.7% | $4,075+96.3% | $4,763+68.0% |
| Participant deferral / active EE | $5,500 | $6,369-13.6% | $5,525-0.5% | $5,851-6.0% |
| Admin fee / account holder | $1,185 | $10,705-88.9% | $8,593-86.2% | $11,598-89.8% |